Fast Approval in 24 Hours

Personal Loan Made Simple

Get instant personal loans up to ₹50 lakhs with minimal documentation. Low interest rates starting at 10.49% per annum with flexible tenure options.

10.49%
Interest Rate Starting
₹50 Lakhs
Maximum Loan Amount
5 Years
Flexible Tenure

Why Choose Our Personal Loan

Experience hassle-free borrowing with competitive rates and flexible repayment options

Instant Approval

Get your loan approved within 24 hours with minimal documentation and quick verification process.

Competitive Rates

Enjoy interest rates starting from 10.49% per annum with no hidden charges or processing fees.

Flexible Tenure

Choose repayment tenure from 12 to 60 months that suits your financial planning and budget.

Minimal Documentation

Simple application process requiring only basic documents like ID proof, address proof, and income proof.

No Prepayment Charges

Prepay your loan anytime without any additional charges or penalties after initial lock-in period.

Secure & Confidential

Your personal and financial information is protected with 256-bit SSL encryption technology.

Calculate Your EMI

Plan your finances better with our instant EMI calculator

₹50,000 ₹50,00,000
10.49% 24%
Monthly EMI
₹16,607
Principal Amount
₹5,00,000
Total Interest
₹97,852
Total Amount Payable
₹5,97,852

Eligibility Criteria

Check if you meet the basic requirements for a personal loan

For Salaried Individuals

Age Requirement
21 to 60 years at the time of loan maturity
Minimum Income
Monthly net income of ₹25,000 or above
Work Experience
Minimum 2 years of total work experience
Credit Score
CIBIL score of 700 or above preferred
Employment Type
Permanent employee of a reputed organization

For Self-Employed

Age Requirement
25 to 65 years at the time of loan maturity
Minimum Income
Annual income of ₹4,00,000 or above
Business Vintage
Minimum 3 years in current business
Credit Score
CIBIL score of 700 or above preferred
Business Proof
Valid business registration documents required

Documents Required

Keep these documents ready for a smooth application process

Identity Proof

  • Aadhaar Card
  • PAN Card (Mandatory)
  • Passport
  • Voter ID Card
  • Driving License

Address Proof

  • Aadhaar Card
  • Passport
  • Utility Bills (Not older than 3 months)
  • Rental Agreement
  • Property Tax Receipt

Income Proof

  • Last 3 months Salary Slips
  • Last 6 months Bank Statements
  • Form 16 or IT Returns (Last 2 years)
  • Employment Certificate
  • Business Financials (For Self-Employed)
Important Note

All documents should be self-attested. Original documents may be required for verification. Additional documents may be requested based on individual profile assessment.

Interest Rates & Charges

Transparent pricing with no hidden charges

Particulars Details
Interest Rate 10.49% - 24% per annum
Processing Fee Up to 2% of loan amount + GST
Prepayment Charges Nil after 6 months lock-in period
Part Payment Charges 2% of part payment amount after lock-in
Late Payment Charges ₹500 per installment + 2% per month
Cheque Bounce Charges ₹500 per bounce
Stamp Duty Charges As per state regulations
EMI Conversion Available at nominal charges

*Interest rates are subject to change based on credit profile and loan amount. All charges are subject to applicable taxes.

Simple Application Process

Get your personal loan approved in just 4 easy steps

1

Apply Online

Fill the online application form with basic details in just 5 minutes

2

Upload Documents

Submit required documents digitally from the comfort of your home

3

Quick Verification

Our team verifies your documents and profile within 24 hours

4

Get Disbursed

Loan amount credited directly to your bank account instantly

Frequently Asked Questions

Find answers to common questions about personal loans

What is the maximum loan amount I can get?
How long does it take to get loan approval?
Can I prepay my personal loan without charges?
Yes, you can prepay your personal loan without any charges after the initial 6-month lock-in period. During the lock-in period, prepayment charges may apply as per the terms and conditions. Prepayment helps you save on interest costs and close the loan early.
What is the minimum CIBIL score required?
Are there any hidden charges?
Can I apply for a loan if I am self-employed?

Ready to Get Your Personal Loan?

Join thousands of satisfied customers who have achieved their financial goals with our personal loans

100% Secure Process | 256-bit SSL Encryption